Get Lower Washington Business & Commercial Insurance Rates
Insure Pacific Inc. is one of the premier Washington business & commercial insurance agencies serving the west coast. Our mission is to provide Washington businesses with a quick, friendly and cost effective method of obtaining Washington business & commercial insurance coverage. Our clients are Washington businesses both large and small in a variety of different industries.
How to lower your Washington Business & Commercial Insurance Rates:
- Ask us to check several insurance companies’ rates. This is the single most important thing you can do to get the best possible Washington business & commercial insurance rates—and we can do it for you quickly and easily. The difference between the highest and lowest business & commercial insurance rate available to you from different Washington Business & Commercial insurance companies could vary by hundreds or thousands of dollars.
- Raise your deductibles. According to the Insurance Information Institute, raising your business & commercial insurance deductibles can reduce your insurance costs by 10% to 30%.
- Ask us to check further discounts for you.
Be sure to contact us for a free consultation and insurance review. We will work closely with you to determine the insurance needs of your business and ultimately find you the best Washington business & commercial insurance coverage at the lowest rates available.
About Insure Pacific & Washington Business Insurance Rates
Insure Pacific's roots began in 1937 with Prineville Insurance, an independent insurance agency serving the Pacific West Coast. Our mission is to provide Businesses with a quick and efficient method of obtaining business & commercial insurance coverage.
We are one of the leading business & commercial insurance agencies serving the Pacific West Coast. Our clients are businesses both large and small in a variety of different industries.
Contact Insure Pacific
Contact us for a free insurance consultation and risk review. We will work closely with you to determine the insurance needs of your business and ultimately find you the best business insurance coverage at the lowest rates available.
Call or e-mail us to speak to an agent today.
Insure Pacific
(800) 285-6372
info@insurepacific.com
insurepacific.com
Washington State Insurance License #721203
Washington Business & Commercial Insurance Services
Insure Pacific Inc. provides a large number of Washington business & commercial insurance products and risk management services. Whether you are in Retail or Wholesale, Services or Manufacturing, Construction or Farming or other industry, chances we can insure your business while finding the lowest premium available. Listed below are they types of policies we offer and the different types of businesses we insure:
- General Liability
- Commercial Property
- Directors and Officers
- Employment Practices Liability
- Professional Liability
- Contractors Liability
- Product Liability
- Commercial Auto
- Bonds
- Retailers
- Services
- Manufacturers
- Distributors
- Agriculture
- Public Entity
- Transportation
- Contractors/Builders
- Special Trades
Washington Business information
Business Structures IN WASHINGTON
You may operate your business under any one of several organizational structures. Each type of structure has certain advantages and disadvantages that should be considered. You should contact an attorney, accountant, financial advisor, banker, or other business or legal advisor to determine which form is most suitable for you.
A Sole Proprietorship is one individual or married couple in business alone. Sole proprietorships are the most common form of business structure. This type of business is simple to form and operate, and may enjoy greater flexibility of management and fewer legal controls. However, the business owner is personally liable for all debts incurred by the business.
A General Partnership is composed of two or more persons (usually not a married couple) who agree to contribute money, labor, and/or skill to a business. Each partner shares the profits, losses, and management of the business, and each partner is personally and equally liable for debts of the partnership. Formal terms of the partnership are usually contained in a written partnership agreement.
A Limited Partnership* is composed of one or more general partners and one or more limited partners. The general partners manage the business and share full in its profits and losses. Limited partners share in the profits of the business, but their losses are limited to the extent of their investment. Limited partners are usually not involved in the day-to-day operations of the business. Note: Beginning in January 2010 a limited partnership may opt to become a Limited Liability Limited Partnership* by including a statement to that effect in its certificate of limited partnership. Status as a limited liability limited partnership provides general partners with a shield from liability for obligations of the limited liability limited partnership.
A Limited Liability Partnership (LLP)* is similar to a General Partnership except that normally a partner does not have personal liability for the negligence of another partner. This business structure is used most commonly by professionals such as accountants and lawyers.
The Limited Liability Company (LLC)* An LLC is formed by one or more individuals or entities through a special written agreement. The agreement details the organization of the LLC, including: provisions for management, assignability of interests, and distribution of profits or losses. Limited liability companies are permitted to engage in any lawful, for profit business or activity other than banking or insurance. Doing business as an LLC may yield tax or financial benefits.
A Corporation* is a legal entity, a corporation has certain rights, privileges, and liabilities beyond those of an individual. Doing business as a corporation may yield tax or financial benefits, but these can be offset by other considerations, such as decreased personal control. Corporations may be formed for profit or nonprofit purpose.
A Nonprofit Corporation* A nonprofit corporation is a legal entity and is typically run to further some sort of ideal or goal, rather than in the interests of profit. Many nonprofits serve the public interest, but some do engage in private sector activities. If your nonprofit organization is or plans to fundraise from the public, it may also be required to register with the Charities Program of the Washington Secretary of State.
The Charitable Solicitations Program* registers individuals, organizations, and commercial fundraisers that solicit charitable donations from the general public. Both the benefiting charities as well as independent, for profit entities soliciting funds must, in most cases, register annually.
The Charitable Trust Program* registers individuals and organizations that are holding assets in Washington State in trust for a charitable purpose. The assets are invested for income-producing purposes. The income is then designated and distributed for a charitable purpose according to the terms and conditions of the trust agreement.
Charitable Solicitation and Charitable Trust registrations are separate from and in addition to corporate filing requirements.
Items marked with * must register with the Secretary of State, Division of Corporations and Charities.
THE ABOVE INFO WAS SOURCED AND IS COURTESY OF ACCESS WASHINGTON. INSURE PACIFIC IS NOT RESPONSIBLE FOR INFORMATION THAT MAYBE INACCURATE.
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Enumclaw Chamber |
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Fairfield Chamber |
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| Forks Chamber PO Box 1249 Forks Washington 98331 360.374.2531 |
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Seattle Chamber |
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Yelm Chamber |
Zillah Chamber |
Insure Pacific
(800) 285-6372
(541) 447-6372
(541) 447-5742 (fax)
info@insurepacific.com
insurepacific.com
Washington State Insurance License #721203
Our Partners
- Liberty Northwest
- Oregon Mutual
- Mutual of Enumclaw
- Safeco
- The Hartford
- Kemper / Unitrin
- Progressive
- Capital Insurance Group
- American Hallmark
- Austin Mutual
- Continental Western
- Regence Blue Cross
- Lifewise Health Plans
- Providence Health Plans
